Your Local Insurance Agency
Competitive rates and a real local team. Car, home, and renters insurance for families in our community. You get a real person who knows your name, not a call center.
- Experienced Local Team
- Independently Owned Local Agency
- Real People, Real Rates
Trusted Local Agency
Independently owned & operated
Licensed & Local
Coverage across the state
Years of Experience
In the insurance industry
Local Office
Real local agents, not a call center
What We Cover
Insurance for Every Part of Your Life
From the car in your driveway to the boat on the trailer, our team writes coverage that fits how you actually live. All from your local office.
Car Insurance
Coverage for your car, your passengers, and your wallet. Liability, collision, comprehensive, and roadside help — without the extras you don't need.
Get a Quote →Home Insurance
Protection for your house, your belongings, and the people you love, built around the way homes are actually built in our area.
Get a Quote →Renters Insurance
Affordable coverage for your stuff and your peace of mind. Most renters pay less per month than a meal out.
Get a Quote →Condo Insurance
The right coverage between you and your HOA so nothing falls through the cracks when something goes wrong.
Get a Quote →Motorcycle & ATV
Coverage for your bike, your gear, and the rides ahead — on the highway or out on the trails.
Get a Quote →Boat Insurance
Protect your boat wherever you put in. We cover boats, jet skis, and the trailer that gets them there.
Get a Quote →Simple & Fast
Getting Covered Takes About 5 Minutes
No paperwork piles. No call center loops. Three steps and you're done.
Get a Free Quote
Click Get a Quote or call our office. Most quotes take about 5 minutes start to finish.
Pick Your Coverage
Our team walks you through your options and helps you pick coverage that actually fits your life.
Start Saving
Lock in your rate and you're covered. We're here for questions, claims, and changes any time.
About Tim Cal Inc.
Meet Your Local Insurance Agent
Tim Cal Inc. Insurance is a local insurance agency in Schaumburg. The goal is simple: give families the same competitive rates they'd get online, plus a real person they can drive over and see.
We handle car, home, renters, condo, motorcycle, and boat coverage — and we stay with you through questions, claims, and changes down the road.
- • Independently owned local agency
- • Independently owned & operated
- • A real local team, not a call center
Tim Calcagno
Local Insurance Agent
Why a Local Office
Same Great Rates. A Real Person Down the Road.
A local agency gives you the same pricing you'd get online, plus a local agent who knows your name and answers the phone.
Real Person, Real Rates
Competitive national pricing plus a local agent who knows your name. No call center. No hold music.
Local Knowledge
We live here too. We know what coverage makes sense for homes and drivers in this community.
Help When It Matters
Claims, billing, policy changes. Call our office instead of a 1-800 number.
One Place for Everything
Auto, home, renters, condo, motorcycle, and boat — bundled under one office and one phone number.
Our Promise
Real People. Real Rates. Real Local.
When you call our office, you'll talk to a real person. When you walk in, you'll meet someone who lives here too. When you file a claim, our team helps you through it. That's the whole promise — no sales pressure, no upselling, just honest insurance advice from your neighbors.
Common Questions
Quick Answers Before You Call
Ready for a Real Quote from a Real Local Agency?
Get competitive rates with an agent who answers the phone. About 5 minutes start to finish.
Phone
(630) 671-0600Office
670 South Roselle Road
Schaumburg, IL 60193
Hours
Mon–Fri 9:00 AM – 5:00 PM
Sat & Sun closed